Denial Letter (Adverse Action Notice) For Public Records
If you deny an applicant based on information received from any consumer reporting agency, you are required by the FCRA to provide them with an adverse action notice. In order to provide you the most up to date and complete information, Rentec Direct aggregates data from many different sources to provide all the reports available. Follow this guide to determine which adverse action notice is appropriate.
CLICK HERE TO USE THE NATIONWIDE TEMPLATE If you are declining the application based on information obtained within their Transunion credit report or nationwide criminal or nationwide eviction report, use this template. The bottom of these reports will indicate they originated from Starpoint, Transunion, or CIC Reports.
CLICK HERE TO USE THE INTELLICORP TEMPLATE If you are declining the application based on information obtained within the social security verification report or a specific state or county level report. The bottom of these reports will indicate they originated from Intellicorp.
Each of the links link to a Google document. If you already use Google Docs, the easiest way to edit and customize the template is to click File, Make a Copy. Then edit the contents and save to your own Google drive account. If you do not use Google Docs, you can also go to File, Download As, and choose any of the common editable document formats.